DO PEER BANKS AFFECT ISLAMIC BANK FINANCIAL LEVERAGE DECISIONS?

This research aims to analyze the influence of peer banks on Islamic financial leverage decisions. The empirical model was tested using fixed-effect panel data regression with robust standard error and in Indonesia for years 2007-2020. results this study show that have a significant positive effect bank decisions, it is during global crisis. impact shows higher will make raises its leverage. contributes literature policymakers presence effect, especially decisions are not only affected by circumstances itself but also influenced other banks' behavior.